Credit Analyst Salary in 2026
How Much Do Credit Analysts Make?
Credit Analysts earn a median annual salary of $80,970 as of 2026, based on BLS Occupational Employment and Wage Statistics (OEWS) data. Wages span from $52,930 at the 10th percentile to $168,840 at the 90th percentile — a range of $115,910. The highest-paying state is New York at $132,690.
| Percentile | Annual salary |
|---|---|
| 10th percentile | $52,930 |
| 25th percentile | $63,850 |
| Median (50th) | $80,970 |
| 75th percentile | $113,850 |
| 90th percentile | $168,840 |
Credit Analyst Salary by State
Median annual salary across all 50 states. Click a column to sort.
| State | Median salary |
|---|---|
| New Yorktop | $132,690 |
| District of Columbia | $103,530 |
| Alabama | $101,050 |
| New Jersey | $100,210 |
| Delaware | $99,030 |
| Virginia | $97,590 |
| Colorado | $95,670 |
| Massachusetts | $88,490 |
| California | $88,360 |
| North Carolina | $88,230 |
| Connecticut | $86,560 |
| Washington | $85,650 |
| Rhode Island | $83,520 |
| North Dakota | $82,210 |
| Vermont | $82,090 |
| Illinois | $81,380 |
| Nebraska | $81,160 |
| Maryland | $80,940 |
| New Hampshire | $80,750 |
| Pennsylvania | $80,650 |
| Maine | $79,690 |
| Minnesota | $79,280 |
| Oregon | $78,650 |
| Texas | $77,300 |
| New Mexico | $76,950 |
| Hawaii | $76,800 |
| Iowa | $76,460 |
| Florida | $76,240 |
| South Carolina | $76,050 |
| Louisiana | $75,820 |
| Kentucky | $75,320 |
| Arizona | $74,580 |
| Georgia | $73,300 |
| Michigan | $72,620 |
| Utah | $72,500 |
| Mississippi | $72,090 |
| Wyoming | $71,920 |
| Wisconsin | $70,640 |
| Kansas | $70,040 |
| South Dakota | $68,320 |
| Ohio | $67,970 |
| Tennessee | $66,980 |
| Montana | $65,690 |
| Idaho | $65,520 |
| Arkansas | $64,910 |
| Oklahoma | $64,830 |
| Nevada | $64,500 |
| Indiana | $64,230 |
| Missouri | $63,440 |
| Alaska | $61,930 |
| West Virginia | $55,840 |
Highest-Paying Metros for Credit Analysts
Credit Analyst Salary by Experience
Estimated salary ranges derived from BLS wage percentiles. Entry level corresponds to P10–P25, mid-career to the median, experienced to P75, and senior to P90+.
| Experience level | Estimated salary |
|---|---|
| Entry level (0–2 yrs) | ~$52,930 – $63,850 |
| Mid career (3–7 yrs) | ~$80,970 |
| Experienced (8–15 yrs) | ~$113,850 |
| Senior (15+ yrs) | $168,840+ |
How to Earn More as a Credit Analyst
Location is the single biggest salary lever: Credit Analysts in New York-Newark-Jersey City, NY-NJ earn $133,180 — $52,210 above the national median. An advanced credential — such as a graduate degree or specialized certification — is consistently associated with higher earnings in this field. Reaching the 75th percentile ($113,850) typically requires 5–10 years of experience plus specialization in a high-demand area.
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Credit Analyst Salary vs Similar Careers
| Career | Median salary |
|---|---|
| Credit Analystthis career | $80,970 |
| Financial Manager | $161,700 |
| Investment Fund Manager | $161,700 |
| Accountants and Auditor | $81,680 |
| Budget Analyst | $87,930 |
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SOC: 13-2041.00 · Data: BLS OEWS 2026, O*NET 29.1 · Salary figures are national medians unless otherwise noted.